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Group Insurance Scheme October 2023

By DPF Admin26th September 2023Circulars, Latest News

All Members

Circular 47/23

This Circular is to inform those who are members of the Group Insurance Scheme, your Group Insurance Policy will renew on 1st October 2023. We are pleased to advise there have been several enhanced benefits, but unfortunately, due to an adverse claims’ history, there has been a slight increase in monthly premium for serving and retired members, there has been no increase for partners. Your subscriptions will continue to be taken by payroll deduction on your usual dates. We are confident that the scheme continues to offer great value when compared to products available on the open market.

Category 2022 monthly premium 2023 monthly premium
Serving member aged under 70 £25.75 £26.50
Serving partner aged under 70 £7.75 £7.75
Retired Member aged under 70 £16.45 £17.00
Retired partner aged under 70 £7.75 £7.75

We have introduced a new category for Retired members aged 70-74 covering:

Worldwide Travel  
European Motor Breakdown  
Home Emergency  
GP 24  
Monthly Premium £22.50

Please note the following changes:

Life and Critical Illness Additional cover available up to £100,000 for just £8.50 per month (see page 11 of the Scheme Benefits booklet for details of how to apply).


  • Maximum age extended to 75 years
  • New: Rental Vehicle Extension cover up to £1,500
  • Enhanced Baggage limit up to £2,500
  • Enhanced Smart Delay – complimentary access to airport lounges if your airline announces a delay of more than 90 minutes (pre-registration and conditions apply)
  • The Emergency Overseas Assistance number has changed to +44 (0) 330 660 0548

Vehicle Breakdown

  • Remains with the same provider but the number has changed to 01206 771 749

Home Emergency

  • Cover switched to ARAG with greatly increased cover levels, the emergency contact number is 0330 175 7905

Please ensure you update your phone with the new emergency numbers.

A copy of your Scheme Benefits Booklet and Travel policy are available to view on the Group Insurance page of the DPF website.

All policy wordings are available on the Philip Williams website (you will need to register to gain access). This link also provides a useful ‘Webchat’ facility.

If you have any queries, please contact Philip Williams & Co on 01925 604421.


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