All Members
Circular 55/25
This circular is to inform those who are members of the Group Insurance Scheme that your scheme will renew on 01st October 2025. We are confident that the scheme continues to offer great value when compared to products available on the open market.
| Category | Current Monthly Premium | New Monthly Premium |
| Serving member aged under 70 | £28.65 | £29.85 |
| Serving partner aged under 70 | £7.75 | £7.75 |
| Retired Member aged under 70 | £18.65 | £19.85 |
| Retired member aged 70-79 | £24.15 | £25.75 |
Scheme Enhancements:
Travel
Now provides cover to age 80, worldwide under 75, EU only 75-79.
Full Cruise Cover for: Missed Port Departure, Skipped Port benefit and Cabin Confinement. Other benefits included
Smart Delay Plus, entitling you to airport lounge access if your registered flight is delayed by 90 minutes or a cash sum of £25 if no lounge available. Register travel at least 48hrs in advance.
We strongly recommend you take advantage of your entitlement to a GHIC card. It is a simple application process, and the cards arrive promptly once you are registered. To obtain a card call 0300 330 1350, or apply online at http://www.ghic.org.uk/INTERNET/STARTAPPLICATION.DO
Life Cover
- It should be noted that any Group Insurance Scheme member involved in any CBRN incident/terrorism would be covered for Life Cover, and Critical Illness (if additionally subscribed).
All other benefits remain unchanged.
Phone Apps & Digital Tools:
Wallet Pass
Quick access to scheme contacts and claims info. A useful feature is that the pass will update automatically.
Click here to install: https://wallet.tangent-design.com/install/d7f60744-1d87-7e4b-ce52-3a1b2eecc415

Add to Wallet, then from the wallet click the 3 … in top right corner and View Pass Details. (If accessing Wallet by double clicking thumb button on iPhone, you need to click ( i ).
GP24 App
Download via https://philipwilliams.gp24.co and use code DEF25 when registering.
iOS: Open above link in Safari → Tap share icon → Add to Home Screen.
Android: Open in browser → Tap menu icon → Add to Home Screen.
PC: Right-click to display the menu → Create Shortcut.

Call Assist App
Request vehicle assistance directly via the app with location services to enable swift recovery, without the need to contact the Call Centre.
Download for iPhone: https://apps.apple.com/cz/app/call-assist-vehicle-rescue/id6446279862.
Download for Android: https://play.google.com/store/search?q=Call%20Assist&c=apps
Optional Top-Up Cover (Available to age 70 when taken out prior to retirement)
- £50,000 Life Cover – £5.00/month
- £100,000 Life Cover – £8.00/month
- £25,000 Critical Illness – £9.00/month
- £50,000 Critical Illness – £15.00/month
Apply via the Philip Williams website (register for 1st use)
Please ensure your beneficiary details are up to date with the Federation Office
A copy of your Scheme Benefits Booklet and Travel policy are available to view on the Group Insurance page of the DPF website.
All policy wordings are available on the Philip Williams website (you will need to register to gain access) www.philipwilliams.co.uk.
If you have any queries, please contact Philip Williams & Co on 01925 604421.
DPF HQ
